KSH 2000
Zero to Wealth: The Ultimate Guide to Budgeting for Beginners in Africa is a practical, empowering guide for young professionals who are ready to take control of their money and build a life of financial freedom—starting right now. Written in a relatable and conversational tone, Njoki Mundia breaks down the basics of budgeting in a way that speaks directly to African realities—whether you’re living in Nairobi, Lagos, Accra, or anywhere in between. This guide isn’t about cutting every joy from your life—it’s about creating a spending plan that supports your goals, values, and lifestyle. Through real-life case studies, step-by-step strategies, and easy-to-use templates, you’ll learn how to: Track your income and expenses with confidence Create a realistic, flexible budget that actually sticks Avoid common money traps and impulse spending Save for big goals—even with a small salary Make your money work for you, not disappear on you Whether you’re just starting your career, managing multiple income streams, or trying to recover from financial mistakes, this book gives you the tools and mindset to go from surviving to thriving. Because wealth isn’t just about how much you earn—it’s about how well you manage it.
PERSONAL FINANCE MANAGEMENT
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